Pearson Smith Realty - Gainesville Lenders

Home Savings & Trust Mortgage

  • NameLaurie Tracy
  • License525748
  • Phone703-507-7410
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About

Laurie Tracy brings over 30 years of mortgage industry experience to every transaction, combining expert guidance with a personalized approach to lending.

Whether you're a first-time homebuyer or a seasoned homeowner, Laurie is committed to finding the right loan to meet your unique needs—guiding you smoothly from application to closing.

As a Military Lending Specialist, Laurie has deep expertise in VA loans and proudly supports our service members and veterans. She is also highly experienced in a wide range of loan programs, including Conventional, FHA, USDA, and VHDA—for both purchases and refinances.

A proud Alexandria, Virginia native, Laurie is a military wife, mother of two, first-time grandmother, and pet parent to two beloved pups—Paulie and Logan.

About Mervat (Merv) Olds

I was born in Doha, Qatar, and moved to the United States when I was just three years old. I spent most of my childhood in Silver Spring, Maryland, before relocating to Northern Virginia during the final years of high school. I earned my Bachelor's degree in Purchasing and Logistics from Arizona State University—go Sun Devils! Over the years, I’ve lived in several states, including Arizona, California, Washington, and Colorado, before settling back in Virginia with my husband and our growing family.

Although my early interest was in architecture, I realized the technical path wasn’t the right fit and found success in the world of purchasing and product management. I spent over 15 years in the telecommunications industry, gaining valuable skills in communication, negotiation, and project management.

When corporate layoffs impacted my role, I took it as the perfect opportunity to pivot into something I had long been passionate about—real estate.

My love for real estate truly came to life when my husband and I were searching for our first home. That experience opened my eyes to the impact a knowledgeable and caring agent can have during what is often a stressful and emotional process. I knew then that I wanted to be that kind of support system for others—someone who can simplify the journey, advocate for clients, and celebrate with them when they find “THE ONE.”

Real estate isn’t just a job for me—it’s a calling. I thrive on helping individuals and families navigate one of the most important decisions of their lives. I’m passionate about creating a seamless, transparent, and even enjoyable experience for my clients. Whether you’re buying your first home, upgrading, downsizing, or investing, I bring integrity, diligence, and heart to every transaction.

What you see is what you get with me: a reliable partner, a fierce negotiator, and someone who genuinely cares about helping you reach your real estate goals. I go above and beyond not because I have to—but because that’s the standard I believe my clients deserve.

Although my early interest was in architecture, I realized the technical path wasn’t the right fit and found success in the world of purchasing and product management. I spent over 15 years in the telecommunications industry, gaining valuable skills in communication, negotiation, and project management.was born in Doha, Qatar, and moved to the United States when I was just three years old. I spent most of my childhood in Silver Spring, Maryland, before relocating to Northern Virginia during the final years of high school. I earned my Bachelor's degree in Purchasing and Logistics from Arizona State University—go Sun Devils! Over the years, I’ve lived in several states, including Arizona, California, Washington, and Colorado, before settling back in Virginia with my husband and our growing family.Although my early interest was in architecture, I realized the technical path wasn’t the right fit and found success in the world of purchasing and product management. I spent over 15 years in the telecommunications industry, gaining valuable skills in communica and project management.

 

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